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High Risk Zone

Toone Forensic Weather & Hail Impact Report

This page tracks official NOAA Severe Weather Data Inventory (SWDI) records for Toone. Review historical impact swaths to determine if your neighborhood was subjected to roof-compromising weather.

10
Severe Events (5yr)
1.25"
Max Hail Size
Aug 29, 2024
Last Major Impact
Active
Claims Window

Did the latest storm hit your roof?

Weather data is tracked by coordinates, not city limits. Enter your exact Toone street address to see if your property falls within a certified damage swath.

Historical Impact Log

Documented severe weather events in the greater Toone area.

Date of Loss (DOL)Event TypeMagnitudeSeverityAction
8/29/2024đź§Š HAIL1.00"SEVERE
8/29/2024đź§Š HAIL1.00"SEVERE
7/8/2024đź§Š HAIL1.00"SEVERE
7/8/2024đź§Š HAIL1.00"SEVERE
7/8/2024đź§Š HAIL1.00"SEVERE
7/8/2024đź§Š HAIL1.00"SEVERE
7/8/2024đź§Š HAIL1.00"SEVERE
7/8/2024đź§Š HAIL1.25"SEVERE
7/8/2024đź§Š HAIL1.25"SEVERE
7/8/2024đź§Š HAIL1.00"SEVERE

Forensic Meteorological Assessment: Toone

Look, I’ve been replacing roofs in this part of West Tennessee for over twenty years, and I can tell you straight up—Toone gets hammered in a way that surprises folks who just moved here from up north. We sit right in that corridor where warm, humid air from the Gulf slams into cooler fronts coming off the Mississippi River valley, and that collision is a recipe for supercell thunderstorms. Those storms don’t just give us a little rain; they spin up straight-line winds that can hit 70 or 80 miles an hour, and the hail that comes with them is often the size of golf balls or bigger. The geography doesn’t help, either—we’re surrounded by open farmland and rolling hills with no real tree line or ridge to break up the wind, so a storm cell can roll right over your house with nothing to slow it down. I’ve seen shingles that looked fine on Monday be completely shredded by Wednesday, and it’s almost always because a storm came out of nowhere in the late afternoon.

The real kicker is the timing. Our worst months are March through May, and then again in late October and November, when the jet stream dips down and those violent lines of thunderstorms—what we call “derechos” around here—sweep through. You’ll get a clear, warm morning, and by 4 p.m. the sky turns that sickly green color, and then it’s just chaos for twenty minutes. That’s when the hail comes down sideways, driven by wind that’s already tearing at your ridge caps and flashing. And because Toone is so rural, a lot of homes have those big, steep roofs with lots of valleys and dormers, which catch the wind like a sail. I’ve pulled off shingles that were barely ten years old and looked like they’d been through a war, just because one of those spring storms dumped an inch of ice on them and then followed it with a 60-mile-an-hour gust. If you’re in this town, it’s not a matter of *if* you’ll need a roof repair—it’s a matter of *when*, and I’d rather you hear it from me now than after the next big one rolls through.

Always verify your exact address coordinates against NOAA radar data to protect your property's value.