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High Risk Zone

Prospect Forensic Weather & Hail Impact Report

This page tracks official NOAA Severe Weather Data Inventory (SWDI) records for Prospect. Review historical impact swaths to determine if your neighborhood was subjected to roof-compromising weather.

10
Severe Events (5yr)
1.50"
Max Hail Size
Sep 1, 2024
Last Major Impact
Active
Claims Window

Did the latest storm hit your roof?

Weather data is tracked by coordinates, not city limits. Enter your exact Prospect street address to see if your property falls within a certified damage swath.

Historical Impact Log

Documented severe weather events in the greater Prospect area.

Date of Loss (DOL)Event TypeMagnitudeSeverityAction
9/1/2024🧊 HAIL1.00"SEVERE
9/1/2024🧊 HAIL1.00"SEVERE
9/1/2024🧊 HAIL1.50"SEVERE
7/21/2024🧊 HAIL1.00"SEVERE
7/21/2024🧊 HAIL1.00"SEVERE
7/21/2024🧊 HAIL1.00"SEVERE
7/21/2024🧊 HAIL1.00"SEVERE
7/21/2024🧊 HAIL1.00"SEVERE
7/21/2024🧊 HAIL1.50"SEVERE
7/21/2024🧊 HAIL1.00"SEVERE

Forensic Meteorological Assessment: Prospect

Look, I’ve been replacing roofs in this county for over twenty years, and I can tell you Prospect doesn’t get lucky when it comes to weather. We sit right in that corridor where the warm, moist air from the Gulf bumps into the cooler air rolling off the Cumberland Plateau. That collision doesn’t just give us pretty spring sunsets—it stacks up those supercell thunderstorms like bowling pins, usually from March through June, and again in late October. When those storms roll through, they don’t just spit rain; they churn out hail the size of golf balls and straight-line winds that’ll peel shingles right off the deck. The geography here, with all the rolling hills and tree lines, actually funnels that wind down into the valleys, so a house tucked in a hollow can get hit twice as hard as one sitting on a ridge.

And here’s the kicker—it’s not just the big storms you have to worry about. It’s the constant, sneaky stuff. We get these quick, violent pop-up cells in the middle of July that drop marble-sized hail for ten minutes and then vanish. That might not punch a hole in your roof, but it knocks the granules off the asphalt, and once those granules are gone, your shingles are basically sunbathing naked. Then the next windstorm—even a mild one—lifts those brittle edges right up. Plus, the freeze-thaw cycles in late winter here are brutal; moisture gets under those lifted tabs, freezes, expands, and before you know it, you’ve got a leak that’s been brewing for six months. So when I say Prospect roofs take a beating, I mean it’s a slow, constant war of attrition, not just one dramatic storm.

Always verify your exact address coordinates against NOAA radar data to protect your property's value.