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Roof Repair & Storm Damage Replacement in Only

Don't leave your insurance claim to chance. Our certified Only restoration partners use our proprietary NOAA meteorological data to guarantee your roof damage is verified, documented, and approved.

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Roofing contractor inspecting roof in Only
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The StormRegistry Advantage

Not all roofers are forensic experts. Our elite Only partners use meteorological data to force insurance carriers to approve valid claims.

Data-Backed Claims

We provide your contractor with the exact NOAA radar coordinates showing when hail hit your roof, making it impossible for insurance to deny.

Drone Inspections

Our partners use high-resolution drone photography to document micro-fractures in shingles that human adjusters often "accidentally" miss.

Zero Out of Pocket

When a claim is properly verified using our data, your only responsibility is your standard insurance deductible. No hidden costs.

Verified Assessment

Only Roof Damage Profile

Look, I’ve been replacing roofs in this part of Tennessee for over twenty years, and if there’s one thing I can tell you about Only, it’s that we’re sitting right in the bullseye for springtime trouble. You see, our little valley sits at the western edge of the Cumberland Plateau, and when those warm, wet Gulf winds come rolling up from the south and slam into that cooler mountain air, it’s like striking a match. That’s when the sky turns that sickly green, and the storms just *stack up*—one cell after another, spinning off the same line. We don’t get the gentle showers they see over in Nashville; we get those tight, violent supercells that drop hail the size of golf balls, sometimes bigger, and they come straight down with the wind, not at an angle. That’s the killer for your shingles—when that ice is falling vertically with a 60-mile-an-hour gust behind it, it’s not just bouncing off, it’s punching little divots into the asphalt, and by the time the next storm hits that same spot, you’ve got a weak point that’s ready to tear.

And it’s not just the spring, either. Folks forget about our late summer and early fall, because that’s when the heat and humidity build up to a boiling point, and we get those pop-up thunderstorms that seem to come out of nowhere around 4 p.m. Those are the ones that catch you off guard, because they’re so localized—one side of the county gets a light drizzle, and the other side gets straight-line winds that snap pine trees like twigs. I’ve seen it happen right on Highway 412, where a microburst will hit just a two-mile stretch and peel shingles off like they were stickers. The problem is, our homes here are mostly older, with that steep pitch to shed snow, but that steep pitch acts like a sail when the wind gets under it. So between the hail hammering the surface and the wind trying to lift the whole deck, it’s a one-two punch that just wears a roof out twice as fast as anywhere else in the state. That’s why I always tell my neighbors here—if you hear that hail hitting the siding, don’t wait for the insurance adjuster to find it. You call me, because I already know where the weak spots are going to be.

High-Risk Suburbs

Central Only

Local Insurance Laws

"In Tennessee, insurance companies are prohibited from requiring a homeowner to use a specific contractor for roof repairs, and they must provide a written explanation if a claim is denied or partially paid."

Only Roof FAQs

How long do I have to file a roof claim in Only?

In Tennessee, you have one year from the date of the loss to file a property insurance claim, per state law.

Will my insurance go up if I file a hail claim in Only?

Tennessee law does not prohibit rate increases after a claim, but insurers must file rate changes with the state and cannot unfairly discriminate; however, 'Act of God' claims may still lead to higher premiums.

Verified Storm History

NOAA SWDI DATA
Event DateEvent TypeMagnitudeSeverity
Aug 30, 2024Hail1.00"SEVERE
Aug 30, 2024Hail1.25"SEVERE
Aug 30, 2024Hail1.00"SEVERE
Aug 30, 2024Hail1.00"SEVERE
Aug 30, 2024Hail1.00"SEVERE
Aug 30, 2024Hail1.00"SEVERE

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