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High Risk Zone

Scotland Forensic Weather & Hail Impact Report

This page tracks official NOAA Severe Weather Data Inventory (SWDI) records for Scotland. Review historical impact swaths to determine if your neighborhood was subjected to roof-compromising weather.

10
Severe Events (5yr)
2.75"
Max Hail Size
Nov 4, 2024
Last Major Impact
Active
Claims Window

Did the latest storm hit your roof?

Weather data is tracked by coordinates, not city limits. Enter your exact Scotland street address to see if your property falls within a certified damage swath.

Historical Impact Log

Documented severe weather events in the greater Scotland area.

Date of Loss (DOL)Event TypeMagnitudeSeverityAction
11/4/2024🧊 HAIL1.25"SEVERE
11/4/2024🧊 HAIL1.00"SEVERE
11/3/2024🧊 HAIL1.50"SEVERE
11/3/2024🧊 HAIL2.00"CRITICAL
11/3/2024🧊 HAIL1.75"SEVERE
11/3/2024🧊 HAIL1.50"SEVERE
11/3/2024🧊 HAIL1.75"SEVERE
11/3/2024🧊 HAIL2.50"CRITICAL
11/3/2024🧊 HAIL2.25"CRITICAL
11/3/2024🧊 HAIL2.75"CRITICAL

Forensic Meteorological Assessment: Scotland

You know, living here in Scotland, we’re right in that sweet spot where the open prairie meets the Red River Valley, and that flat, wide-open terrain is exactly what gets us into trouble. When those spring supercells roll in off the Caprock, there’s absolutely nothing to break up the wind—no hills, no tree lines, just miles of open ranchland. That means a storm can keep its rotation and its punch all the way to our driveways. We get these intense hailstones, sometimes the size of golf balls or bigger, that come in sideways with the wind, hammering the south and west-facing slopes of your roof first. It’s not just the impact that hurts; it’s the sheer velocity behind it that drives those granules right off your shingles, leaving them exposed and brittle before the next storm even has a chance to hit.

And the timing of it all is brutal. Our severe weather season really ramps up in April and May, but we’ve seen damaging hail as early as March and as late as June. It’s like clockwork—the warm, humid air from the Gulf collides with those dry, fast-moving fronts from the west, and we’re the battleground. That constant cycle of heating and cooling, with the sun baking your roof all summer and then sudden, violent temperature drops during a storm, makes the materials contract and expand. Over a few years, that alone can crack the sealant around your flashing and vents. So when you add that natural wear and tear to a direct hit from a hailstone traveling at 60 miles an hour, it’s not a matter of *if* you’ll need a repair, but *when*. I’ve seen roofs that look fine from the street, but up close, they’re dotted with soft spots and creases that are just waiting to leak.

Always verify your exact address coordinates against NOAA radar data to protect your property's value.